On September 23, 2025, MISA Joint Stock Company and An Binh Commercial Joint Stock Bank (ABBANK) officially signed a comprehensive cooperation agreement. This marks an important milestone, signaling a new step forward in creating a modern financial technology ecosystem, serving the diverse needs of individuals, business households, and enterprises in Vietnam.
In the context of the strong development of the digital economy, the demand for financial and banking services among individuals and businesses is increasing. The cooperation between MISA and ABBANK is not only a synergy of technological and financial strengths but also demonstrates the commitment of both parties to provide comprehensive solutions, optimize costs, and enhance financial management efficiency for customers.
Through this cooperation, MISA and ABBANK will jointly implement three key tasks. Firstly, ABBANK will provide flexible consumer loan packages for individuals and unsecured loan packages for businesses on the MISA Lending capital connection platform, helping units and individuals easily access capital to serve their work and expand business and production. The introduction of these practical lending solutions is expected to support millions of individuals and hundreds of thousands of small and medium-sized enterprises, which often face difficulties in accessing traditional credit.
Secondly, the two parties will deploy the JETPAY BankHub electronic banking connection service, which automates banking operations directly on management software and accounting software. Customers can instantly update all revenue and expenditure transactions, payment confirmations, statements, reconciliations, document generation, etc., and synchronize directly with MISA’s accounting and management software, saving 90% of accounting time.
Thirdly, MISA and ABBANK will coordinate to expand the product ecosystem for the customer base of both parties. This is a strategic step that helps both parties leverage existing advantages, increase value for customers, and expand market share in the financial technology sector. Through this combination, customers will have access to new utilities, from corporate governance, accounting, and e-invoicing services to credit products and banking payments, all within a seamless ecosystem.
Speaking at the signing ceremony, Ms. Nguyen Thi Ngoan – MISA representative affirmed: “MISA’s overarching strategy is customer-centric. MISA aims to bring customers convenient, transparent financial and banking experiences, while also being diverse and suitable for the preferences of many banks and credit institutions. Cooperating with ABBANK will help MISA provide customers with more optimal choices, along with practical and sustainable values.”
Aiming to bring practical value to customers, Mr. Trinh Thanh Hai – Independent Board Member of ABBank shared: “The cooperative products and services between MISA and ABBANK are oriented by three core factors: speed – convenience – security. In which, speed is the commitment to timely implementation to bring practical value to customers; convenience is leveraging technological strength to simplify operations, bringing a convenient and satisfying experience; security is the factor of safety and confidentiality, helping customers feel completely secure when their data is absolutely protected.”
Based on that core spirit, Mr. Dao Manh Khang – Chairman of the Board of Directors of ABBANK affirmed that the cooperation between ABBANK and MISA will open up new, sustainable values for customers, while contributing to promoting the development of the digital financial ecosystem in Vietnam.
The signing ceremony between MISA and ABBANK is an important step in the cooperation journey between the two parties, enhancing synergistic strength and bringing convenient digital solutions to customers to address financial, cash flow, and management bottlenecks in the digital era. Both parties are committed to providing safe, effective, and user-friendly solutions, contributing to building the future of digital finance for Vietnamese people and businesses.
